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November 2017 Archives

The right to sue if injured at work

In most cases, if a person is injured due to the negligence of another person, he or she can file a personal injury claim in a Missouri court. However, this is not the case when a person gets injured on the job. Injuries in the workplace are covered under workers' compensation. According to BizFilings, one of the elements of a workers' compensation claim is that the employee agrees to waive his or her right to sue the employer.

What if your employer does not have workers' compensation?

In general, when you are involved in an accident, you have to hope the other person has insurance. Whether it is a car accident, an accident on someone's property or an accident at work, you rely on the person responsible to have purchased insurance so you can get your medical bills and other costs covered by them. When it comes to workers' compensation, states have stepped in to ensure your employer is covered. Missouri requires employers to have this insurance. However, as with any insurance, you could run into a situation where your employer does not have coverage.

What workplace accidents should I be on guard against?

Each day you go to work, you go with the expectation of performing your duties and earning a paycheck. Whether you work in the construction, health care, manufacturing or law enforcement field in Missouri, the risk of accidents happening on the job increase every day. According to CNN Money, the industries that had the highest rate of workplace accidents in 2015 were manufacturing, warehousing and construction. 

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