If you are in a car accident in Missouri it is important that you know what to do. Missouri is an at-fault state, meaning that authorities will assign blame. The party at fault will be financially responsible for the results of the accident, including medical bills.
If you are the victim of a car accident, there are five steps to follow in order to protect yourself and your family.
What are the five steps you should follow?
1. Get medical care
Be sure to get medical care for yourself. It is important that you see a medical professional and keep any records that you receive.
2. Call the police to make a report
In Missouri, you must report accidents that result in fatalities, personal injuries or damage of $500 or more to the police. You and anyone else involved should remain at the scene until police officers arrive and investigate the crash.
3. Get the other driver’s information, including insurance and driver’s license
You are also required to exchange information after an accident.
4. Document the scene and get witnesses’ contact info
You may need to contact people who can testify as to what happened.
5. Talk to a personal injury lawyer before you accept the insurance company’s initial offer
A personal injury attorney can assess the full extent of your injuries and help you estimate the value of your claim.
Does every accident victim need an attorney?
Together with an attorney, you can avoid lowball settlements that do not cover your expenses. Insurance companies routinely make lowball offers; an experienced attorney can help you get all the compensation you need and deserve.
Following these steps can protect you and your family if you are the victim of an accident.