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Workers' Compensation Archives

What can I do if my workers' comp claim is denied?

You might already be aware that if you are hurt while on the job or while performing work-sanctioned and related duties in Missouri, you are eligible for workers' compensation benefits. However, what you might not know is your claim could end up getting denied. 

Workplace fatalities higher for older worker

When it comes to workplace accidents in Springfield and across the country, one trend that is gaining public attention involves older workers. According to the Insurance Journal, the “number of older Americans dying from workplace accidents is increasing even though the number of fatalities across all worker age groups is on the decline.” If you are approaching retirement age and thinking about working instead of retiring, you should consider how your health might be affected by on the job hazards. 

Gaining the maximum value from a workers' compensation claim

For many members of the Missouri workforce, staying safe while on the job is a primary priority. However, there are times when unforeseen hazards, carelessness, lapses in judgment and even miscommunication can result in the serious injury or death of a worker. Fortunately, there are protections like workers' compensation, to provide assistance to injured workers as they take time off to recover, rehabilitate and re acclimate to the workforce. 

What is covered under medical care?

When you qualify for workers' compensation in Missouri, it means you can get paid medical care for your injuries. However, as with anything, there are rules that you have to abide by. Not all medical care may be covered. It may only be covered if you do certain things or follow certain guidelines. Understanding the rules of workers' compensation will help you as you navigate your rights.

3 common types of workplace hazards

Many people in the Springfield area are not aware that they work in environments that are filled with hazards. Some of them are more dangerous than others and have the potential to cause significant harm to employees. The number of nonfatal workplace injuries that private employees suffered in 2015 was 2.9 million, states the Insurance Journal. 

Does workers' compensation cover all accident-related expenses?

Many workers in Missouri may not realize their employers must have insurance to compensate them when they are unable to work due to accidents that happen onsite, regardless of fault. “Workers’ compensation insurance provides financial medical benefits and lost wage support in exchange for them not suing their employers,” states FindLaw. Some workers may believe their workers’ compensation benefits are enough to cover any workplace accident-related expenses. But the truth is, many employers and their insurance companies will do everything they can to pay out the smallest amount. 

What if your employer does not have workers' compensation?

In general, when you are involved in an accident, you have to hope the other person has insurance. Whether it is a car accident, an accident on someone's property or an accident at work, you rely on the person responsible to have purchased insurance so you can get your medical bills and other costs covered by them. When it comes to workers' compensation, states have stepped in to ensure your employer is covered. Missouri requires employers to have this insurance. However, as with any insurance, you could run into a situation where your employer does not have coverage.

Missouri Supreme Court: work stress and workers' compensation

Here at Hall Ansley, P.C., in Springfield we fight for clients who have suffered work-related physical and mental injury or occupational disease in claims for workers' compensation benefits. Emotional and psychological harm can present unique issues in a workers' compensation claim, so it is smart to bring an experienced attorney on board as early as possible to advocate for the employee. 

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Hall Ansley, P.C.
3275 E. Ridgeview Street
Springfield, MO 65804

Phone: 417-890-8700
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