Looking down at your phone for just a few seconds can change everything on the road. Hands-free laws aim to stop those distractions by banning handheld phone use while driving. Knowing the penalties for texting behind the wheel can help you stay focused and avoid costly mistakes.
Missouri’s hands-free law
Under the Siddens Bening Hands-Free Law, drivers cannot hold or support a phone while driving. This includes reading or sending texts, browsing social media, or entering an address into GPS. You can still use your phone if it’s mounted and controlled with a single swipe, tap, or voice command. The law applies to all drivers, no matter their age, and became enforceable starting January 1, 2025.
Penalties and fines for violations
Texting while driving is now a moving violation. A first offense can cost up to $150, a second up to $250, and a third up to $500. These fines can increase if your distracted driving causes a car accident that injures someone or damages property. Because this is a secondary offense, an officer can issue a citation only after stopping you for another violation, such as speeding or running a red light.
How it affects your driving record
Each citation adds points to your driving record. Too many points can lead to license suspension and higher insurance rates. Insurance companies often see distracted driving as reckless behavior, which can raise your premiums even after a single ticket. Keeping your record clean saves you from those long-term costs.
Staying alert and penalty-free
The easiest way to avoid penalties is simple—keep your phone out of reach while driving. Set it to “do not disturb” mode or use hands-free technology before you start the engine. Staying alert behind the wheel protects your license, your wallet, and everyone sharing the road.