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Springfield Workers' Compensation Blog

Car accidents and burn injuries

Car accidents in Springfield often have devastating consequences for those involved. There are a variety of factors that determine the type and seriousness of injuries victims sustain. It is not uncommon for some vehicles to catch fire. According to the U.S. Fire Administration, 1,250 people sustained burn injuries from 194,000 highway car accidents that occurred from 2008 to 2010. Victims are likely to sustain mild to severe burns that they might not completely recover from. 

Car fires are rare, but they are not the only cause of burn injuries in accident victims. Malfunctioning airbags can cause accident victims to suffer burns, states FindLaw. Burn trauma can also occur when vehicle occupants come in contact with car fluids, chemicals, heat and electrical components. Regardless of how they occur, the pain and suffering are often catastrophic and recovery is often long and challenging. 

Gaining the maximum value from a workers' compensation claim

For many members of the Missouri workforce, staying safe while on the job is a primary priority. However, there are times when unforeseen hazards, carelessness, lapses in judgment and even miscommunication can result in the serious injury or death of a worker. Fortunately, there are protections like workers' compensation, to provide assistance to injured workers as they take time off to recover, rehabilitate and re acclimate to the workforce. 

When injured workers begin filing a workers' compensation claim, they can benefit greatly from having a basic knowledge of certain actions that can help them receive the maximum value of their policy. According to Monster, there is some standard information that everyone should understand about how workers' compensation works. This includes the following:

  • They should always verify that the medical provider they wish to see is in network with their employer's workers' compensation policy.
  • They should never arrive at work under the influence, which can compromise their payout if they are found at fault.
  • They should disclose in detail, what happened that caused their injuries and be clear that the accident occurred on the premises of their job.
  • They should take advantage of opportunities to learn about their employer's workers' compensation policy through seminars, trainings and educational courses provided by their employer.
  • They should be proactive about disclosing every injury that they experience at work, even if it does not seem serious at the time it happens.

How can I avoid prescription errors?

When you think of prescription errors, one of the first things that may come to mind is illegible writing. Though hard to decipher handwriting is a common reason many people in the Springfield area end up becoming victims of medical malpractice, it is not the only way. 

According to RealSimple.com, annually, medical professionals make 1.5 million drug mistakes. Many individuals receive improper care, wrong prescriptions and inaccurate medication doses because their nurses, doctors and pharmacists read the prescribing physician’s orders wrong. 

What you should know about appealing a denied claim

If you ever become injured at work or develop a chronic condition because of it in Springfield, you may be eligible to receive workers’ compensation. That is, assuming you are an employee and your employer has workers’ compensation insurance. Being eligible for benefits does not mean that once you file a claim you will immediately receive them. 

The harsh reality is a good portion of legitimate workers’ compensation claims initially result in denials. Sometimes the denials are due to insufficient evidence, workers not following the proper procedures and employers not wanting to pay out. Regardless of the reason for denial, you can file an appeal. It is important for you to understand the workers’ compensation appeals process to prevent issues that can delay your benefits even longer. 

What is covered under medical care?

When you qualify for workers' compensation in Missouri, it means you can get paid medical care for your injuries. However, as with anything, there are rules that you have to abide by. Not all medical care may be covered. It may only be covered if you do certain things or follow certain guidelines. Understanding the rules of workers' compensation will help you as you navigate your rights.

According to the Department of Labor and Industrial Relations, you must see the doctor or other healthcare provider chosen by your employer when you suffer an injury at work. If you want to see your own provider, then it will not be covered under your benefits. You should discuss this with your employer, who may end up agreeing to let you see your chosen doctor. 

3 common types of workplace hazards

Many people in the Springfield area are not aware that they work in environments that are filled with hazards. Some of them are more dangerous than others and have the potential to cause significant harm to employees. The number of nonfatal workplace injuries that private employees suffered in 2015 was 2.9 million, states the Insurance Journal. 

Employers must take measures to keep their worksites reasonably free of dangers. Not all hazards are preventable. Employees should consider the following common types of workplace accidents that can occur so they can take extra precautions to prevent them. 

How can working at a computer cause a shoulder injury?

Repetitive motion causes various kinds of injuries. In fact, an injury to one part of the body may result in an injury to another part.

You may have the kind of job that requires working on a computer all day. Furthermore, you might use the phone while you type. What is the connection between this kind of work and the pain in your shoulder?

What are the most common accidents in the construction industry?

If you work in construction in Missouri, chances are you are well aware that you face significantly more dangers because of the risks that are unique to your job and industry. In comparison with other occupations, construction work can be some of the most dangerous if you are not cautious and vigilant about your safety. You can protect yourself and will benefit greatly from taking advantage of training provided by your company, as well as closely adhering to all protocols and rules that have been established to create a safe environment for you and your coworkers. 

According to Occupational Safety & Health Administration, the top four most common risks that you face each day as a construction worker include the following:

  • Being struck by debris, equipment or other hazards
  • Falling from scaffolding or other high areas
  • Electrocution if you come into contact with live electricity
  • Becoming trapped between improperly secured trenches

Can you file a personal injury claim if you are injured at work?

If you are injured on someone's property or due to someone's negligence in Missouri, you generally have the right to bring a personal injury claim against them in court. This may make you wonder about an injury at work. If it is due to your employer's negligence, can you file a personal injury claim?

The answer to this is rather simple if you are making a workers' compensation claim, which in almost all cases is what you will do. According to BizFilings, once you file a workers' compensation claim, you give up your right to file a personal injury claim. This is how workers' compensation is designed and why it was enacted in the first place.

Does workers' compensation cover all accident-related expenses?

Many workers in Missouri may not realize their employers must have insurance to compensate them when they are unable to work due to accidents that happen onsite, regardless of fault. “Workers’ compensation insurance provides financial medical benefits and lost wage support in exchange for them not suing their employers,” states FindLaw. Some workers may believe their workers’ compensation benefits are enough to cover any workplace accident-related expenses. But the truth is, many employers and their insurance companies will do everything they can to pay out the smallest amount. 

Some workplace accidents create insurmountable financial expenses that can make it hard for victims recover from. Bear in mind that the more severe accidents are, the greater the medical costs and lost wages. For example, the cost of medical care is skyrocketing. Benefits that are paid out at the current rate, often do not reflect inflation costs. The cost of living is also increasing. Workplace accident victims who lose their health and ability to earn a living indefinitely must resort to other means of support like public benefits. 

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Hall Ansley, P.C.
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Springfield, MO 65804

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