The workers’ compensation system provides important benefits to employees who suffer work-related injuries. However, understanding there is a time limit for filing a workers’ compensation claim.
Missouri law sets a statute of limitations on workers’ compensation claims, meaning injured workers must act within a specific period to secure their benefits.
Missouri’s workers’ compensation time limit
The Missouri workers’ compensation claim-filing process specifies a statute of limitations of two years. This period begins either from the date of the injury or from the date the employer last provided any medical treatment or temporary disability payments. Whichever of these dates comes later will determine when the statute of limitations starts.
Why the statute of limitations matters
Failing to file within the two-year window can result in losing the right to claim benefits. This loss can significantly impact an injured worker’s ability to recover necessary medical care and wage replacement benefits. That is why injured workers must file promptly to ensure they do not miss out on the benefits they need.
Statute of limitations extensions
In certain situations, the statute of limitations may extend to three years. This extension applies if the employer does not file a First Report of Injury with the Missouri Division of Workers’ Compensation. The First Report of Injury is a document employers must file when an employee reports a workplace injury. If the employer does not submit this report, the injured worker gains an additional year, giving them three years to file their claim.
While some exceptions may apply, Missouri’s statute of limitations for workers’ compensation claims generally requires filing within two years from the injury. While a worker’s first priority after an accident should be to seek urgent medical attention, it is important to not forget to file a workers’ compensation claim as soon as possible.